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Filing Bankruptcy Over 55

Special Issues When Filing Bankruptcy When Over 55 Unfortunately, aging doesn't make individuals immune to financial challenges. The same financial problems that plague younger generations can also take their toll on Americans age 55 and older. However, older citizens...

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Five Dischargeable Debts in a Chapter 7 Bankruptcy

Five Dischargeable Debts in a Chapter 7 Bankruptcy For many, the purpose of filing for bankruptcy is to wipe away most debts. Bankruptcy is a legal option for Americans who are finding it difficult, for whatever reason, to pay off their debts. Often, these debts are...

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Can Bankruptcy Protect My House?

Can Bankruptcy Protect My House? Worries about losing your home are incredibly unsettling. Many people who are concerned that they might lose their house due to financial duress look for alternatives so that they can stay in their homes. One viable alternative for...

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What to Expect in a Chapter 13 Bankruptcy

What to Expect in a Chapter 13 Bankruptcy? All types of bankruptcy options have basic things in common. However, each has its specific requirements and processes. If you are thinking about filing Chapter 13 bankruptcy, it is reasonable to have many questions and...

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Bouncing Back from a Bankruptcy

Bouncing Back from a Bankruptcy Bankruptcy is a personal financial decision. For some individuals, it is the most responsible action to take in light of their circumstances. It is also an opportunity for a new beginning, and many filers feel a sense of freedom and...

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What is Cross-Collateralization in Bankruptcy

What is Cross-Collateralization in Bankruptcy?  Individuals who apply for a loan and sign off on an application are responsible for all of the information which is contained in the agreement. However, many individuals do not read the small print when they sign loan...

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Debt Law North Carolina

Debt Law North Carolina If you are not willing or unable to pay off a debt voluntarily, the State of North Carolina has various legal means for a creditor to collect your debt. However, a creditor cannot immediately try and force you to pay the money which you owe....

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The Advantages of Filing for Bankruptcy

The Advantages of Filing for Bankruptcy  The decision to file for bankruptcy (either Chapter 7 or Chapter 13) is a difficult one for most people and is often seen as an option of last resort. This is because declaring bankruptcy can have a significant effect on your...

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The Benefits of Filing Chapter 7 Bankruptcy

The Benefits of Filing Chapter 7 Bankruptcy Although filing for bankruptcy is often seen as a last resort for most people, filing actually has significant benefits and can often help people eliminate debts. Chapter 7 bankruptcy allows for the discharge of debt after...

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What Are You Entitled to after a Car Accident

What Are You Entitled to after a Car Accident? Following a motor vehicle accident that takes place in North Carolina, there are several items of damage that you may be eligible to pursue via settlement or filing a personal injury lawsuit. First, you may be able to...

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