The Dangers of Distracted Drivers: Your Right to Safety and How King Law Firm Can Help

In our fast-paced society, technology is constantly tempting us with distractions while we strive to stay focused on the road. Every moment, drivers face the temptation to glance at their phones, adjust their music, or even take a bite of their sandwich. However, in a split second, everything can change. 

Distracted driving is a dangerous behavior that has resulted in accidents in North Carolina and beyond. If you or someone dear to you has suffered injuries due to a driver, it is crucial to understand your rights and how a personal injury attorney at King Law Firm can support you in pursuing your injury claim.

Understanding the Concept of Distracted Driving

Firstly, let’s delve into the complexity surrounding driving. The term ” driving” encompasses any activity that diverts one’s attention from the act of driving itself and can be categorized into three types;

Visual Distraction: This refers to taking your eyes off the road.

Manual Distraction: This pertains to taking your hands off the steering wheel.

Cognitive Distraction: This entails diverting your focus from what you’re doing.

While some activities fall into these categories, such as eating, tuning the radio, or engaging in conversations with passengers, the concerning form of distraction in recent times has been the usage of smartphones. Texting while driving combines all three distractions, making it extremely dangerous.

The. Figures

The data surrounding driving is both alarming and enlightening. According to the National Highway Traffic Safety Administration, within a year, 3,142 individuals died in driving accidents in the United States. However, these figures should not be reduced to numbers; they represent people—mothers, fathers, children, friends, and neighbors—whose lives were tragically cut short or forever impacted.

In North Carolina, the situation is equally disheartening. With its cities and picturesque roads, our state has witnessed a surge in accidents caused by drivers who fail to focus on the road ahead. The sporadic nature of incidents— unexpected spikes—makes it crucial for drivers to remain vigilant.

How a Personal Injury Attorney Can Help

When an unthinkable event occurs, and a driver’s actions injure you or your loved ones, it is natural to feel overwhelmed and unsure about your course of action. This is where King Law Firm can assist you.

Collecting Evidence: Proving that the other driver was not entirely focused during the accident can be quite a task. Our experienced team of injury lawyers will gather all the evidence, including phone records and witness statements, to establish who is at fault.

Dealing with Insurance Companies: Insurance companies often try to minimize compensation payments. Our skilled attorneys have expertise in negotiating with these companies to ensure you receive compensation for lost wages and other damages.

Understanding North Carolina Laws: Each state has its set of laws regarding distracted driving and personal injury claims. Our attorneys are well-versed in North Carolina’s regulations and will handle your case with attention to detail.

Preparation for Trial: Our team is prepared to take your case to court if negotiations do not result in a settlement. We will represent you with unwavering determination and fight for the outcome.

Your Role in the Claims Process

While our team at King Law Firm takes care of the aspects, there are steps you can take to contribute towards building a case;

Seeking Medical Attention: It is crucial to seek medical evaluation after an accident, even if your injuries seem minor. Doing so will ensure your well-being and provide essential documentation that strengthens your case.

It’s essential to document everything related to the accident, including taking photos of the scene and keeping a record of your emotional condition afterward. Every little detail can be crucial for your case.

Be cautious when discussing the accident with anyone. Remember that anything you say could be used against you.

In conclusion 

The roads in North Carolina should be safe for everyone, not where innocent drivers suffer due to someone’s Negligence. However, in situations like this, knowing you’re not alone is important. King Law Firm is here to fight for your rights and ensure justice is served. They will work tirelessly to ensure you receive compensation for your pain, suffering, and losses.

Distracted driving is not a mistake; it’s a conscious decision with severe consequences. If you’ve been affected by such a choice, let King Law Firm guide you through the complexities of injury law with their dedication, expertise, and compassion.

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(800) 635-1683

Understanding the Role of Insurance Companies in Personal Injury Claims

Dealing with injury claims can be quite overwhelming, especially when you’re facing injuries, distress and financial burdens. King Law Firm, a personal injury law firm based in North Carolina, has been assisting clients for over three decades by providing guidance and expertise throughout this process. One crucial aspect of personal injury claims revolves around insurance companies. It’s vital to comprehend their role to ensure compensation.

Explaining the Role of Insurance Companies

Insurance companies operate as businesses with the objective of making profits. They collect premiums from policyholders. Promise to cover losses or damages that may occur. In case an accident happens it is the responsibility of the insurance company representing the party at fault to compensate for any resulting damages.

However it’s important to keep in mind that while insurance companies may present themselves as being on your side their ultimate allegiance lies in maximizing their line. Their aim is to minimize claim payouts much as possible to maximize profitability.

Evaluation Process for Personal Injury Claims by Insurance Companies

Determining Liability; Initially the insurance company will assess who bears responsibility for the accident.

If they determine that their policyholder is, at fault they will then evaluate the value of the claim.

When examining records the reviewers will carefully go through all the documents and treatment plans to fully understand the extent of the injuries and estimate the associated costs. Insurance adjusters may question treatments that they consider unnecessary highlighting how important it is to have documentation, in cases.

In situations where injuries require treatment projected costs for expenses will be calculated.

Assessing non damages involves evaluating losses like pain, suffering, mental distress and a decrease, in quality of life.

The insurance company takes into account the policy limits. Even if the damages surpass these limits they are only obligated to pay up to a predetermined amount specified in the policy.

Insurance companies often employ tactics aiming to reduce payouts. Some common strategies include;

1. Offering settlement amounts; They may present victims with an offer that may seem fair but might not adequately address their rights. They hope that individuals dealing with bills and lost wages will accept without understanding their entitlements.

2. Questioning treatments; An adjuster might argue that certain medical treatments were unnecessary or dispute the severity of claimed injuries.

Assigning blame;

They might suggest that the victim shares some responsibility, either partially or entirely so as to minimize or eliminate their obligation to provide compensation.

How King Law Firm Can Provide Assistance

With more than thirty years of experience dealing with personal injury claims in North Carolina, King Law Firm has an understanding of how to navigate the complexities involved in dealing with insurance companies. Here’s what we can do to help;

Accurate Assessment; We ensure that we thoroughly evaluate all future damages when filing a claim.

Negotiation; We counter lowball offers and arguments put forth by adjusters to ensure that our clients receive the compensation they deserve.

Enforcing Compliance; Insurance companies have obligations. We closely monitor their actions to ensure they adhere to practices.

Legal Representation in Court; If reaching a settlement through negotiation becomes challenging we are fully prepared to represent our clients in court.

While insurance companies play a role in handling injury claims their main objective tends to revolve around serving their interests. Navigating their tactics and understanding the intricacies of the process can be overwhelming. However, King Law Firm possesses the expertise and unwavering dedication needed to protect clients rights and secure them the compensation they deserve. Contact our office today for a 100% Free Consultation. 

Call Now To Schedule A Free Consultation

(800) 635-1683

The Importance of Gathering Evidence After an Auto Accident

Every year, millions of drivers experience some type of auto accident. While your first thoughts might revolve around your immediate safety and well-being, the minutes and hours following a collision become crucial for another reason: gathering evidence. This evidence will play a significant role should you decide to pursue compensation or find yourself defending against a claim. In this article, we’ll delve into the importance of collecting evidence post-crash and provide practical tips on doing it right.

Why Evidence Matters

Simply put, evidence is the foundation of any accident claim. It provides:

Proof of Fault: While you might have a clear memory of what happened, memories can be subjective. Concrete evidence can substantiate your account, pinpointing who was at fault.

Documentation of Damages: Whether it’s damage to your vehicle or physical injuries, evidence provides a record that can be used to evaluate compensation.

Protection Against Fraud: Unfortunately, some individuals might exaggerate claims or even stage accidents. Having solid evidence can shield you against false accusations.

2. Types of Evidence to Gather

Photographs and Videos: Use your smartphone or a camera to capture multiple angles of the scene, vehicle damages, skid marks, traffic signals, and any visible injuries. These visuals can be invaluable in painting a clear picture of the accident scene.

Witness Accounts: If there are bystanders or other drivers who witnessed the accident, get their contact information. Their testimonies can provide an unbiased account of the events.

Police Reports: If the police arrive on the scene, they’ll create a report. This report might include crucial details and potentially even the officer’s determination of fault.

Medical Records: If you sustain injuries, it’s imperative to seek medical attention promptly. These records will document the extent of your injuries, required treatments, and associated costs.

Personal Notes: As soon as you’re able, jot down everything you remember about the incident. Over time, certain details might become fuzzy, so having a written account from right after the accident can be very helpful.

3. The Role of Technology

Many modern vehicles come equipped with dash cams or other recording devices. If your car has one, ensure the footage is saved. Similarly, some intersections or establishments might have CCTV cameras that captured the incident. Requesting this footage promptly is essential since many systems overwrite old data after a set period.

 4. The Evidence and Insurance Companies 

When filing a claim, the evidence you present can directly influence the compensation you receive. Insurance adjusters will examine the evidence to determine the legitimacy and value of your claim. The more comprehensive and clear your evidence, the harder it becomes for insurance companies to undervalue or deny your claim.

5. Legal Implications

In situations where you might need to take legal action or defend against a lawsuit, the evidence you’ve gathered becomes your primary ally. Courts and juries rely heavily on tangible evidence. The presence or absence of strong evidence can sway the direction of legal proceedings, influencing verdicts and settlements.

6. How to Store and Organize Evidence

Now that you’ve gathered your evidence, it’s crucial to store and organize it properly:

Digital Storage: Make digital backups of photographs, videos, and any scanned documents. Cloud storage or external hard drives can be beneficial.

Physical Copies: Print photos, keep copies of medical bills, repair estimates, and any other relevant paperwork in a safe place.

Maintain a Timeline: Create a timeline of events, from the accident to medical appointments and any other related occurrences. This can help streamline your claim process and is especially useful when dealing with legal proceedings.

7. When to Seek Professional Help

There might be situations where gathering evidence becomes challenging. Perhaps you’re dealing with severe injuries, or maybe the accident scene was chaotic, making it tough to collect information. In such cases, considering professional help – like hiring a personal injury attorney – can be invaluable. They can assist in collecting further evidence, liaising with experts, and ensuring your rights are upheld throughout the process.

Conclusion

While the immediate aftermath of a crash can be overwhelming, understanding the profound importance of gathering evidence can motivate you to act swiftly and meticulously. This evidence doesn’t just validate your account; it empowers you, ensuring you’re treated fairly by insurance companies and the legal system.  

Accident Victims: if you’ve been injured due to another person’s negligence, our experienced injury lawyers have been helping North Carolina Accident victims for over three decades. Put our experience to work on your accident case. Contact King Law Firm today for a Free Consultation.

Call Now To Schedule A Free Consultation

(800) 635-1683